Does Kia Offer 84 Month Financing?
0 financing on 84 months Kia Forum from

An Overview of Kia Financing Options

Kia is one of the most popular car brands on the market. They offer a wide variety of cars, from the budget-friendly Kia Rio to the luxurious Kia K900. When it comes to financing options, Kia has a number of options to suit a variety of budgets. In this article, we’ll be looking at whether Kia offers 84 month financing.

What is 84 Month Financing?

84 month financing is a type of auto loan that allows borrowers to spread the cost of their car purchase over a longer period of time. This type of loan allows borrowers to make smaller monthly payments over a longer period of time, making it easier to afford a new car. It is important to note that 84 month financing will usually come with higher interest rates than shorter term loans.

Does Kia Offer 84 Month Financing?

The answer to this question is yes, Kia does offer 84 month financing. Kia offers a variety of loan terms, including 84 month financing. However, it is important to note that not all dealerships offer 84 month financing. It is best to check with your local Kia dealership to see if they offer 84 month financing.

How Does 84 Month Financing Work?

When it comes to 84 month financing, the process is quite simple. After deciding on a car model and trim level, borrowers will need to fill out a loan application. Once the application is approved, the borrower will need to provide a down payment of at least 10% of the car’s purchase price. After that, the borrower will make a series of monthly payments over the course of 84 months.

What Are the Benefits of 84 Month Financing?

84 month financing can be a great option for those who are looking to purchase a car but may not have the funds to make a large down payment or a high monthly payment. By spreading out the cost of the car over 84 months, borrowers can make lower monthly payments that better fit their budget.

What Are the Drawbacks of 84 Month Financing?

The main drawback of 84 month financing is the higher interest rate. Since the loan is being paid over a longer period of time, the interest rate tends to be higher than with shorter term loans. Additionally, borrowers may end up paying more for the car in the end due to the higher interest rate.

Can I Refinance an 84 Month Loan?

Yes, it is possible to refinance an 84 month loan. Refinancing an 84 month loan can have many benefits, including a lower interest rate, a lower monthly payment, and a shorter loan term. It is important to note that refinancing may not be an option for everyone and borrowers should do their research to make sure it is the right option for them.


Kia does offer 84 month financing, making it easier for borrowers to purchase a car without having to make a large upfront payment or high monthly payments. However, it is important to note that 84 month financing comes with higher interest rates, so it is important to consider all the pros and cons before taking out such a loan.